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WESTWOOD CARDIOLOGY ASSOCIATES PAYMENT POLICY


Westwood Cardiology accepts all patients regardless of insurance status. If we do not participate in your insurance plan, it does not mean that you have to go elsewhere for cardiac care. Please call our billing department in advance of scheduling an appointment to discuss your unique situation, (201) 664-0201 x236. Our expert administrative and billing staff is trained to assist and support patients who fall into the following broad insurance categories:


MEDICARE
Westwood Cardiology is a long-time participant in the Medicare program. We submit all Medicare claims, apply payment to your account and coordinate benefits with any secondary insurance, if applicable.

COMMERCIAL HEALTH INSURANCE
Westwood Cardiology participates in many commercial health insurance plans. For an updated list of participating insurance companies, click here. When we participate with an insurance company it means we accept a co-pay, any co-insurance and the company's fee schedule as payment in full for services rendered. We submit the insurance claim for you, monitor the claim as it is processed and apply payments to your account as they are received.

HEALTH INSURANCE WITH "OUT-OF-NETWORK" BENEFITS
For insurance plans with which we do not participate, it is common that out-of-network benefits apply. Please check with your carrier to determine whether you are eligible for out-of-network benefits. If you are eligible, Westwood Cardiology will request payment in full for services at the time of the visit, usually for an office visit or consultation and routine diagnostic testing, i.e., electrocardiogram (EKG) or chest x-ray. We will submit the insurance claim for you and you will receive payment directly from your plan. Other, more sophisticated diagnostic tests are billed to you and a convenient payment plan will be arranged.

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